Payroll Deduction
In a world full of deadlines, you can take the AMbler route if you take advantage of payroll deductions from your employer. Designate a specific amount of funds from your paycheck to be allocated to your choice of Savings, Checking or both accounts to meet your monthly loan payment due dates, cover any pending electronic debits, etc.

Direct Deposit
To AMend precious time loss, allow the immediate availability of your funds to restore convenience and reliability within your busy schedule. There is never a chance of your check being lost or stolen and you’ll always know exactly when the money is available. Many private employers allow direct deposit as well as government agencies for many regular recurring payments you may receive such as: Social Security and Disability Benefits. Check with your payroll administrator for availability of this service to you.

Insurance & Protection
Be secure and comforted knowing your future and loved ones are protected. AM Federal Credit Union can help safeguard your family with a variety of affordable insurance and protection services available to AM members and their families. Protecting what you value most is easy at AM Federal Credit Union.

Wire Transfers
Your Credit Union offers you the option to AMass your available funds for a minimal fee fast!
Incoming: From another financial institution within the United States coming into your account here with us. Fee: $15.00

Necessary information:
• Our Corporate CU name & ABA number: Wescorp #122041219
• Our Credit Union’s name & ABA# to be credited to: AM Federal Credit Union #322077151
• Member name & account number for further & final credit: Ex. John Doe, #20999
Outgoing: From your account here with us, going to an outside financial institution within the United States.
Fee: $15.00

Necessary information:
• There is a form that must be completed by member for this wire request. It requires the following info:
- - Member Name & account number here with us
- -Dollar Amount
- -Financial Institutions name & ABA number to where wire is going
- -Name and address of the account to be credited
- -Account number to be credited
- -Telephone number where member may be reached
- -Signature
-
• This request can be done by fax or mail however, it must be received in our office by 12:30pm to allow the credit to be done that same day.

Auto Insurance
If you are Amazed at the cost of high auto insurance, allow us to introduce “Liberty Mutual’s Members Auto Insurance”. Specifically created for Credit Union members like you, this benefit is certain to direct a little more money towards your pocket. Take a look at some of the benefits offered.

• Rates guaranteed for 12 full months
• Convenient payment options
• 24-hour-a-day claims service
• 24-hour emergency roadside assistance
Call for a free, no obligation quote and compare (888) 380-9287

Guaranteed Asset Protection (GAP)
The GAP Advantage Keeps You In the Driver’s Seat.

The GAP Advantage is an optional benefit that gives you further peace of mind. If the vehicle you are now financing through AM Credit Union ever becomes “totaled”, or is stolen and not recovered, GAP Advantage provides you with an additional $1,000 toward the purchase or lease of a replacement vehicle. Not only will you receive the difference between the value of your vehicle and its unpaid loan, you will also get a head start on financing a new or used replacement vehicle when you refinance through your credit union. Call your loan professional at 310-638-2934 for more information.

Mechanical Breakdown Protection (MBI)
Mechanical Breakdown Protection Is An Investment In Your Financial Security

Statistics show that 80% of all repairs come after your factory warranty has expired! Compare AM Federal Credit Union’s MBI policy with the policy being offered by the dealership. Most often, our policy will be less expensive and cover more. This coverage can even be transferred should you ever sell your vehicle. Call your credit union for more information.

Home Insurance
To further increase the AMount of your benefits, Liberty Mutual’s Members Insurance offers Homeowners Insurance as well. Take a minute to review some of its benefits.

• Membership discount
• Extra discount if both auto & homeowner’s are insured
• Extra discount for home with alarm system
• Convenient payment options
• Highly rated Claim service
• No down payment required if premiums debited directly from
credit union account
• Lots more

Call for a free, no obligation quote and start saving (888) 380-9287

Term Life Insurance Coverage
Always expect the unexpected and be prepared.

Term Life Insurance is a simple, affordable choice to help protect the ones you love.

As a member of AM Credit Union, you and your spouse are eligible to apply for affordable life insurance. This group insurance gives you maximum coverage at a minimum cost, while offering flexible benefits to help you meet your budget.

Coverage is underwritten by CUNA Mutual Insurance Society, a solid company that offers lower rates than many other providers. Your satisfaction is guaranteed by a 30-day money-back policy, so there is no risk. Call1-877-MEMBERS or 1-877-636-2377 for more information.

Credit Life and/or Disability
For a small monthly premium that can be added to most loan payments with AM Credit Union, you can enjoy peace of mind should the unthinkable happen. Credit life is offered on most consumer credit union loans for single or joint borrowers. The loan would be automatically paid off in the event of death.

Disability coverage is offered on the primary borrower. Should the primary borrower become disabled, disability insurance takes over to make the monthly payments until you’re back on your feet.

When receiving your loan from AM Credit Union, ask about Credit Life and Disability Coverage to see if you’re eligible.

Accidental Death & Dismemberment Insurance
At AM Federal Credit Union, you get more for your money. It’s one of the advantages of being a valued member.

We understand our members’ financial needs. We listen. And one of the things we’ve found that our members need most is an easier and more affordable way to protect their loved ones. That’s why AM FCU provides each member with $1,000 Accidental Death & Dismemberment Insurance coverage (AD&D), paid by us and made available through the Hartford.

You also have the opportunity to get up to $300,000 AD&D coverage, for as little as $1.00 per month per $10,000 of protection. Call the Plan Administrator directly at 1-800-860-7182 for more information.

Wellness Extras
Coast to Coast Vision Plan * Prescription Services * Chiropractic Services * Medical Advice * Preferred Dental * Hearing Services * Medical Emergency Data Card

For $9.95 a month, or the then current rate, you can enjoy your Wellness Extras Membership. The benefits described above are provided by Affinion Benefits Group, Inc. To find out more about these benefits, call them at 1-800-421-9111 or find participating providers at www.wellnessextras.com